When “life happens”, Family Heritage provides financial peace of mind and 100% refund of unused premiums. We offer supplemental benefits that protect individuals and families against the financial hardships that come with unexpected medical tragedies, such as loss of income, high deductibles, and out-of-pocket expenses not cover by your primary insurance.
Why EMPLOYEES love Family Heritage:
- Cash benefits are PAID DIRECTLY TO YOU to use for whatever you need.
- Your benefits are paid IN ADDITION to any other insurance you have.
- There are NO CAPS and NO LIFETIME LIMITS on the total amount of benefits payable
- Your premium DOES NOT INCREASE with age, claims, employment status, or change of residency.
- 100% of your premiums (minus claims) are REFUNDED tax-free when coverage is not needed.
Why EMPLOYERS love Family Heritage:
- Benefits are free to offer with NO ADMINISTRATIVE OR ENROLLMENT COSTS.
- Individually billed = NO PAYROLL DEDUCTIONS ( seasonal and part-time employees are eligible to participate)
- STANDARDIZED PRICING regardless of business size or industry type
- Available to both INDIVIDUALS AND FAMILIES with or without an active benefits package.
- Policies work IN CONJUNCTION with all insurance providers.
Contact Dustin Gibson, field director, with any questions or requests.